The clear rules for how the "Future of Digital Finance" course works
These Terms and Conditions govern access to and use of the digital course "The Future of Digital Finance: How Banks Are Adopting Blockchain" (hereinafter, "the Course"), created and distributed by Javier Quiroga (hereinafter, "the Author"). By accessing the Course, the reader ("You") agrees to these terms in their entirety.
The Course is educational and informational material. Its sole purpose is to provide general information about blockchain technology, stablecoins, tokenization, financial regulation, and related trends.
It does not constitute financial, investment, legal, accounting, tax, or professional advice of any kind.
The Author does not guarantee any financial, professional, or personal result derived from the use of the Course. The Course does not promise profits, returns, investment opportunities, or competitive advantages. Decisions made based on the Course information are the sole responsibility of the User.
To the maximum extent permitted by law, the Author shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use or inability to use the Course, including but not limited to:
Although the Course content was compiled with information verified from official sources at the time of its creation, the digital asset industry changes rapidly. The User agrees to independently verify all information before making decisions, consulting up-to-date official sources and licensed professionals.
The Course is a downloadable digital product. Upon completing the purchase, the User will receive access to the material through the email address provided. All sales are final and no refunds are offered, without exceptions.
The trademarks, companies, products, and services mentioned in the Course (Metallicus, JPMorgan, Coinbase, Circle, Paxos, BlackRock, Visa, Mastercard, Saint Cloud Financial Credit Union, among others) belong to their respective owners.
Their mention is solely for informational and educational purposes, and does not imply affiliation, sponsorship, endorsement, or commercial association with any of them.
The Course content is the exclusive property of Javier Quiroga and is protected by United States copyright laws and international treaties. The buyer is granted a personal, non-exclusive, and non-transferable license for their own learning use.
Without prior written authorization, the following is NOT permitted:
The Author reserves the right to modify the Course, its terms, and its content at any time, without prior notice. Future versions may differ from the current version.
These terms are governed by the laws of the State of Minnesota, United States. Any dispute shall be resolved in the competent courts of that jurisdiction.
By accessing the Course, the User acknowledges having read, understood, and accepted these Terms and Conditions in their entirety. If you do not agree, please refrain from using the Course.
For questions about these terms, contact the Author through the official channels of the Course.